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Check-off Loans Process

Check-off Loans for Salaried Government Employees

Reliable Loans for Reliable Incomes. Exclusively for permanently employed government workers, our check-off loans offer reliable, salary-based financing with affordable monthly repayments automatically deducted from your payslip. No collateral required-just steady support when you need it most.

Fast
Processing

Preliminary approval within 3 hours of complete application submission.

Mobile
Disbursement

Direct funds transfer via M-Pesa for instant access to approved amounts.

Flexible
Terms

Customizable repayment periods from 6 to 36 months to suit your budget.

Full
Transparency

Clear disclosure of all terms with no hidden charges or fees.

Check-off Loan Process

How We Work

  • Stage 1

    Application

    Submit completed form with required documents

  • Stage 2

    Verification

    Document review and employment confirmation

  • Stage 3

    Disbursement

    Instant M-Pesa transfer upon approval

Key Requirements

Who can apply?

Permanent government employees with 12+ months service in ministries, TSC, NHIF, NSSF, or county governments.

Required Documents

Repayment Options

Automated salary deductions with flexible tenure from 6 to 36 months.

Approval Timeline

Preliminary approval within 3 hours of complete documentation submission.